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Online Stock Market Trading A major mortgage company may make it easier and cheaper to buy homes near public transportation.

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Stock Investing Course Fannie Mae plans to offer home buyers up to $3,000 a year toward mortgages in neighborhoods near bus or train stops. Merilyn Rovira, a Fannie Mae representative, joined Rep. Rob Andrews, D-N.J., in pitching the idea Monday to several South Jersey mayors at Rutgers-Camden.

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Stock Market Game "It's good for the town, good for (public transportation), and it helps people buy homes," said Andrews, a big supporter of the plan, dubbed Smart Commute.

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Stock Investing Game If a prospective home sits within a quarter mile of a bus stop or one-half mile of a train stop, up to $250 per month can be contributed to the home buyer's eventual mortgage payments, Rovira said. Home buyers simply need to call Fannie Mae for a list of participating lenders and then work for a mortgage through those lenders.

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Journal Prime Rate Street Wall "First of all, it expands the ability of people to buy houses, which ought to drive up the demand and (therefore) property values," Andrews said. "It's a way of taking advantage of existing public transportation rather than building out in a field, where they have to drive to work."

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Stock Market News Fannie Mae's role is that of a "secondary mortgage market." The company does not originate mortgages. Rather, it purchases mortgages from primary lenders, such as banks that don't want to wait 30 years to receive full payment, Rovira said.

Stock Investing Basics It's through this connection that Fannie Mae can offer the mortgage incentive. Fannie Mae would purchase most of the Smart Commute mortgages, Rovira said.

Stock Investing Software The Smart Commute could begin this summer as a regional program in South Jersey, but it could also start as a statewide program or elsewhere in New Jersey, Rovira said.

Stock Market Trading By Daniel Walsh
Courier-Post - 4/9/2003

Topic: Less Sprawl

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